Credit Card In Germany Credit Cards from Germany Compared
Debit cards may be issued by a credit card company (like Visa, Mastercard), but they don't give you any credit: For every payment, you need to. Prerequisites in order to register for the credit card: (Registered) Residency in Germany (non-EU citizens need to send in their German residence permit); Any. free grace period for credit card purchases, are not always understood Current account overdrafts, even if unarranged,15 are rather cheap in Germany so. Many translated example sentences containing "credit card charge" – German-English dictionary and search engine for German translations. Many translated example sentences containing "paypal credit card" – German-English dictionary and search engine for German translations.
Find list of BINs issued by Banks in Germany. Get issuing bank information, type and other information about the credit card. free grace period for credit card purchases, are not always understood Current account overdrafts, even if unarranged,15 are rather cheap in Germany so. Commerzbank, Alle Mastercard- und Visa-Karten, girocard. Consorsbank, Visa- Miles and More Mastercard, Hilton Honors Credit Card Porsche Credit Card. I applied for a credit card from then and got rejected. I will report the progress later. Gregor says:. This is great business for the credit card company, World Poker the credit interest will be charged from the date of the transfer. This is the reason, why we can answer detailed questions.
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Thanks, it was the exact reason I started this website since I could not get the information I wanted when I first came here. It took about a week for them to send me the card, and another week to get it activated and get my pin.
This is an annual fee free card. When I checked, they mentioned that credit limit will be increased in a few months depending on the payment history.
I will report the progress later. Update: This card has been very useful so far. I have been consistently settling bills in full.
No complains up to now. Thanks for the nice overview! I can definitely recommend the Mastercard Gold from Advanzia. Have been using it for nearly eight years now and it has saved me a lot of money during travels.
Am nevoie de un credit de euro. Va rog sa ma ajutati cu un sfat! I would very much like to know what the initial credit amount is for each of these cards.
Do you know the answer to this?? I am looking for at least right away — have been a temporary resident in Germany for 1.
Can anybody tell me?? It is not normal to have a high credit condition immediately. But, I can understand the need for a higher amount especially for booking airline tickets and hotels.
One way to get around low credit limit is by depositing funds into your credit card account and using is like a debit card. For example, banks e.
Your email address will not be published. This site uses Akismet to reduce spam. Learn how your comment data is processed. Open a free German bank account with free MasterCard.
See the list of the best bank account promotional offers and deals in Germany. Read more. A simple step-by-step guide on how to open a bank account in Germany.
Open an online Germany bank account and documents required to open a German Bank account. Applying for a student Visa, au pair or Jobseekers Visa?
You need a blocked account. The remaining numbers on the card, except the last digit, are the individual account identification number.
The last digit is the Luhn check digit. Payment card numbers are composed of 8 to 19 digits. Toggle navigation Credit Card Generator.
Credit Card Generator. Helena St. Fake Germany Phone Number Generator. Resulting Details:. Loading Please Wait That one I remember since I asked specifically about that surcharge.
The only time I've paid a German hotel in cash, was when there was some technical problem with the connection. It was luckily enough a cheap hotel and just for one night.
I have also run across cash only restaurants in Frankfurt and Bamberg. I have also had chip sign card fail at an Aldi in Munich. So yes have cash. Also ATMs are less common in Germany, so you really need to plan ahead more than elsewhere.
Germany is very much not like Italy, where ATMs are everywhere AND credit cards are accepted everywhere, and the financial aspect of travel is carefree.
I would say that between hotels star in Austria and Germany and restaurants , you'll find restaurants less inclined to take credit cards.
The hostels I've stayed since in Austria and Germany, both private, independent and the HI hostels, take a credit card. Don't be surprised if a restaurant, even one located in a tourist frequented area, will not accept a credit card, if the one located off of am Graben in Vienna is any indication.
That restaurant indicated its philosophical reason against electronic payment. Get out of the tourist areas in a big city in Germany and Austria, or go to the small towns, those off of the tourist radar, except for German tourists, you'll most likely find only cash is accepted.
Why bother for only one star. In my experience, most hotels in Germany could easily have two or more stars, if they wanted to take cards.
You might luck out and only have transactions where credit cards are accepted, but I guarantee you that if this is your experience, you're not eating where the locals eat or shopping where the locals shop.
I also can't use my American card at the transit ticket machine but I can use the Girokarte. Regardless the idea of paying by card at a little winery's besenwirtschaft or a summer festival or something like that?
You're welcome to try to use your card here, but if you're smart you'll have cash on hand in the event that the card isn't accepted.
We tend to walk around with hundreds of Euros in our pocket. Sounds weird and is weird in most places! Ref credit cards versus cash, Depends of the area.
Large cities in Germany credit cards are ok. In the smaller areas cash is king. I could not use my American chip and signature credit card at a S-Bahn ticket machine.
So, I paid cash, no problem inserting the bill or coins. With the DB machine it was easier. The DB ticket machine accepts the American chip and signature credit card.
No problem whenever I used it on this last trip in June. As a generalization the big cities in Austria and Germany will take credit cards but don't be surprised if you come across an establishment restaurant, Pension, small hotel, etc that refuses your credit card.
I know of two such places in Vienna and Berlin. It does not matter if a city is big or not, there are many small businesses in large cities that do not take credit cards.
The local transportation for these large cities also do not take credit cards. Believe me, I have watched 's of people try to use their credit cards at the Frankfurt airport to buy their ticket to travel by S-bahn to the city.
Nope, nada, nix. Jo is right. We both live in large German cities, that doesn't mean you can or cannot use credit cards at plenty of places.
Size of the city has nothing to do with it. I can use my American credit card at a gas station in the boondocks, but I cannot at my local, large chain grocery store.
I really enjoying reading all of your inputs. I learn a lot. In a way, It is quite different from what I have encountered on my trip to Sweden and Baltic trip back in May.
In Sweden, a food truck will take credit card. Anyways, I will plan to withdraw more cash this time. I just came back from my Germany trip.
I know it is not much, it is just another example to prove that credit card is not favored in Germany. You might luck out and only have transactions where credit cards are accepted, but I guarantee you that if this is your experience.
Well, I'm back here in Germany again, Schuttertal in the Black Forest, staying in a town complettely bereft of foreign visitors and every restaurant and shop has offered me the option to pay with a card.
Even the multi-storey car park offers payment by card. I've paid cash at a local market stall but that's to be expected anywhere, I've been to farmer's markets in the US where you wouldn't expect to pay by card and as a market trader myself I only except cash except online.
The perception that it's difficult to pay with a card in Germany is not one that I recognise. Ah yes, one or two time visitors arguing with people who live in Germany.
Thanks for the update JC. The notion that Germans treat plastic like a piece of Plutonium is so Germany and Austria who experienced periods of extreme hyperinflation after the world wars.
This, along with life under dictatorships and in high-surveillance societies, has given both populations a fierce desire to protect their privacy please note — something that is afforded by the anonymity of using cash — and to keep wealth in physical form to avoid relying on systemic institutions.
I did notice while cycling around the Mecklenburg-Vorpommern state in the former East Germany with a German friend, he paid cash while we paid by credit card.
I suppose that wasn't too worried about the government figuring out where and what we ate.